- 3-ton home
- 1–2 days
- Permit
$8,100–$14,850 typical $10,950

the USModel estimateLocal wages, prices and climateUpdated each quarter
AC and furnace replacement in the US typically costs $11,650 for a 1,500–2,500 sq ft home. Most jobs land between $8,550 and $15,850. This is a model estimate from public wage, price and climate data; local prices sharpen it as people add theirs.
How the typical price splits, at local wages and prices. A real quote should show the same parts.
76% of the typical price. Outdoor condenser (A2L refrigerant); Matched evaporator coil (A2L-rated); Gas furnace. Mid-range brand at the regional minimum efficiency.
19% of the typical price. Remove old condenser, coil and furnace; recover refrigerant; Set furnace, coil and condenser; gas, venting, braze, evacuate, charge, start up. At local HVAC wages.
0% of the typical price. Outdoor disconnect box (whip replaced with it).
The local mechanical permit and inspection, pulled by the contractor.
Removing the old equipment and recovering its refrigerant, as the law requires.
A complete quote lists everything on the left. The right-hand column is what is often left off and billed later.
Should be on the quote
Often extra
Before you sign
The outdoor and indoor model numbers let you check efficiency, warranty and compare quotes line for line.
New systems must meet the regional minimum. Higher ratings cost more up front and save on power every summer.
Most places require a mechanical permit for a replacement. Ask whether it is on the quote.
Look the contractor up in the state registry before you sign. Our quote check does it for supported states.
The federal 25C tax credit ended for systems installed after 2025. Utility and state programs may still apply.
Replacements are cheapest to book in spring and fall, before the first heat wave or cold snap.
Price it for your home
Typical installed price for this home in the US
$11,968
Equipment
At 15.2 SEER2
$9,164
Labor
Local HVAC wages, BLS
$2,173
Materials
Disconnect and small parts. A new line set, pad or extra refrigerant is quoted separately when needed
$37
Permit
Typical local fee
$187
Haul-away
Old equipment and refrigerant recovery
$406
An estimate from public wage, price and climate data, not a quote. Energy figures use local rates and weather normals.
Price financed
$11,700
Every month
$194
If you finance it
Many HVAC quotes lead with a monthly payment. Put the quoted price, rate and term here to see what the loan adds, before you compare it with paying another way.
$4,611
in interest over 84 months, on top of the $11,700 price.
A 0% promotion over 18 months would be $650 a month. Many promotions charge all the deferred interest if a balance is left when the promotion ends, so check the terms. Standard amortized loan, no fees included.
Check a financed quoteCompare
$8,100–$14,850 typical $10,950
$9,000–$16,850 typical $12,350
$10,950–$18,800 typical $14,350
Questions

HVACFIND Price Index 2026Q4.2
Updated every quarter
Typically $11,650 for a 1,500–2,500 sq ft home. Most jobs fall between $8,550 and $15,850. Smaller homes start near $10,550; larger ones run about $12,750.
Quotes between $8,550 and $15,850 are in the normal range here. Paste or upload yours into the free quote check: it compares the total, flags missing items and checks the contractor's license, all on your device.
National line-item costs adjusted by local HVAC wages (BLS), regional prices (BEA), climate (NOAA) and permit fees, then corrected with real local prices as people share them. The methodology page has the details.
Second opinion
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