Climate
Zone 5A
Cooling degree days per year, 1991–2020 normals. More means longer AC runtime and wear.
699

Boston, MAModel estimateLocal wages, prices and climateUpdated each quarter
Heat pump replacement in Boston, MA typically costs $10,250 for a 1,500–2,500 sq ft home. Most jobs land between $7,200 and $14,650. That is 5% above the US typical of $9,750, mainly because HVAC technicians here earn 29% more than the national median and local services cost 4% more than average. This is a model estimate from public wage, price and climate data; local prices sharpen it as people add theirs.
How the typical price splits, at local wages and prices. A real quote should show the same parts.
75% of the typical price. Outdoor heat pump (A2L refrigerant); Matched air handler (all-electric system). Mid-range brand at the regional minimum efficiency.
21% of the typical price. Remove old outdoor unit and indoor unit, recover refrigerant; Set heat pump and air handler, braze, evacuate, charge, heat-strip and defrost controls, start up. At local HVAC wages.
0% of the typical price. Outdoor disconnect box (whip replaced with it).
The local mechanical permit and inspection, pulled by the contractor.
Removing the old equipment and recovering its refrigerant, as the law requires.
A complete quote lists everything on the left. The right-hand column is what is often left off and billed later.
Should be on the quote
Often extra
Local factors
The same four facts on every place page, so two places read side by side compare the same rows.
Climate
Cooling degree days per year, 1991–2020 normals. More means longer AC runtime and wear.
699
Hot days
Including 0 days at 100°F or more, on average.
13
Electricity
Residential rate. It sets what an efficient system saves you each year.
29.9¢
Permit
The contractor pulls it and books the inspection.
—
Before you sign
The outdoor and indoor model numbers let you check efficiency, warranty and compare quotes line for line.
New systems must meet the regional minimum. Higher ratings cost more up front and save on power every summer.
A permit is required here. Make sure it is on the quote.
Look the contractor up in the state registry before you sign. Our quote check does it for supported states.
The federal 25C tax credit ended for systems installed after 2025. Utility and state programs may still apply.
Replacements are cheapest to book in spring and fall, before the first heat wave or cold snap.
Price it for your home
Typical installed price for this home in Boston
$10,525
Equipment
At 15.2 SEER2
$7,916
Labor
Local HVAC wages, BLS
$2,181
Materials
Disconnect and small parts. A new line set, pad or extra refrigerant is quoted separately when needed
$37
Permit
Typical local fee
$187
Haul-away
Old equipment and refrigerant recovery
$203
Cooling, per year
$19 a year less than a 14.3 SEER2 system · pays back in about 14 years
$297
An estimate from public wage, price and climate data, not a quote. Energy figures use local rates and weather normals.
Price financed
$10,300
Every month
$171
If you finance it
Many HVAC quotes lead with a monthly payment. Put the quoted price, rate and term here to see what the loan adds, before you compare it with paying another way.
$4,059
in interest over 84 months, on top of the $10,300 price.
A 0% promotion over 18 months would be $572 a month. Many promotions charge all the deferred interest if a balance is left when the promotion ends, so check the terms. Standard amortized loan, no fees included.
Check a financed quoteQuestions

HVACFIND Price Index 2026Q4.2
Updated every quarter
Typically $10,250 for a 1,500–2,500 sq ft home. Most jobs fall between $7,200 and $14,650. Smaller homes start near $9,000; larger ones run about $11,650.
The typical price here is 5% above the US typical of $9,750. Local wages and prices drive most of the difference.
Quotes between $7,200 and $14,650 are in the normal range here. Paste or upload yours into the free quote check: it compares the total, flags missing items and checks the contractor's license, all on your device.
National line-item costs adjusted by local HVAC wages (BLS), regional prices (BEA), climate (NOAA) and permit fees, then corrected with real local prices as people share them. The methodology page has the details.
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