Climate
Zone 5A
Cooling degree days per year, 1991–2020 normals. More means longer AC runtime and wear.
673

MassachusettsModel estimateLocal wages, prices and climateUpdated each quarter
AC and furnace replacement in Massachusetts typically costs $14,150 for a 1,500–2,500 sq ft home. Most jobs land between $10,800 and $18,550. That is 21% above the US typical of $11,650, mainly because HVAC technicians here earn 27% more than the national median. This is a model estimate from public wage, price and climate data; local prices sharpen it as people add theirs.
How the typical price splits, at local wages and prices. A real quote should show the same parts.
76% of the typical price. Outdoor condenser (A2L refrigerant); Matched evaporator coil (A2L-rated); Gas furnace. Mid-range brand at the regional minimum efficiency.
19% of the typical price. Remove old condenser, coil and furnace; recover refrigerant; Set furnace, coil and condenser; gas, venting, braze, evacuate, charge, start up. At local HVAC wages.
0% of the typical price. Outdoor disconnect box (whip replaced with it).
The local mechanical permit and inspection, pulled by the contractor.
Removing the old equipment and recovering its refrigerant, as the law requires.
A complete quote lists everything on the left. The right-hand column is what is often left off and billed later.
Should be on the quote
Often extra
Local factors
The same four facts on every place page, so two places read side by side compare the same rows.
Climate
Cooling degree days per year, 1991–2020 normals. More means longer AC runtime and wear.
673
Hot days
Including 0 days at 100°F or more, on average.
12
Electricity
Residential rate. It sets what an efficient system saves you each year.
30.5¢
Permit
The contractor pulls it and books the inspection.
—
Before you sign
The outdoor and indoor model numbers let you check efficiency, warranty and compare quotes line for line.
New systems must meet the regional minimum. Higher ratings cost more up front and save on power every summer.
A permit is required here. Make sure it is on the quote.
Look the contractor up in the state registry before you sign. Our quote check does it for supported states.
The federal 25C tax credit ended for systems installed after 2025. Utility and state programs may still apply.
Replacements are cheapest to book in spring and fall, before the first heat wave or cold snap.
Price it for your home
Typical installed price for this home in Massachusetts
$14,539
Equipment
At 15.2 SEER2
$11,184
Labor
Local HVAC wages, BLS
$2,734
Materials
Disconnect and small parts. A new line set, pad or extra refrigerant is quoted separately when needed
$37
Permit
Typical local fee
$186
Haul-away
Old equipment and refrigerant recovery
$398
Cooling, per year
$18 a year less than a 14.3 SEER2 system · pays back in about 22 years
$292
An estimate from public wage, price and climate data, not a quote. Energy figures use local rates and weather normals.
Price financed
$14,200
Every month
$236
If you finance it
Many HVAC quotes lead with a monthly payment. Put the quoted price, rate and term here to see what the loan adds, before you compare it with paying another way.
$5,596
in interest over 84 months, on top of the $14,200 price.
A 0% promotion over 18 months would be $789 a month. Many promotions charge all the deferred interest if a balance is left when the promotion ends, so check the terms. Standard amortized loan, no fees included.
Check a financed quoteCompare
$10,850–$18,700 typical $14,250
Questions

HVACFIND Price Index 2026Q4.2
Updated every quarter
Typically $14,150 for a 1,500–2,500 sq ft home. Most jobs fall between $10,800 and $18,550. Smaller homes start near $13,050; larger ones run about $15,300.
The typical price here is 21% above the US typical of $11,650. Local wages and prices drive most of the difference.
Quotes between $10,800 and $18,550 are in the normal range here. Paste or upload yours into the free quote check: it compares the total, flags missing items and checks the contractor's license, all on your device.
National line-item costs adjusted by local HVAC wages (BLS), regional prices (BEA), climate (NOAA) and permit fees, then corrected with real local prices as people share them. The methodology page has the details.
Second opinion
Tell us the job and when suits you. We confirm by phone or text, then pass your request to one licensed contractor who covers your ZIP. Nobody else gets your number.